Ludlow Engineering and Land Survey » foundation inspections http://www.ludlowengineers.com (435) 623-0897 Tel. (435) 623-2381 Fax. Fri, 03 Feb 2012 19:12:44 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Manufactured Home Foundations Inspections http://www.ludlowengineers.com/fha-foundation-inspections/manufactured-foundation-inspections/manufactured-home-foundations-inspections/ http://www.ludlowengineers.com/fha-foundation-inspections/manufactured-foundation-inspections/manufactured-home-foundations-inspections/#comments Thu, 02 Feb 2012 15:41:05 +0000 Land Survey http://www.ludlowengineers.com/?p=2688

Manufactured Home Foundations Inspections

 

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All foundation systems, new and existing, must meet the guidelines published in the Permanent Foundation Guide for Manufactured Housing (HUD-7584), dated September 1996.  A certification attesting to compliance with this handbook must be obtained from a licensed professional engineer.

 

It means that the foundation must meet the criteria as set forth in HUD manual Permanent Foundations Guide for Manufactured Housing, September 1996. This manual requires a site specific design for every manufactured home. Dead loads, snow loads, wind loads and seismic loads must all be taken into account. There must be a perimeter, frost line protected strip foundation as well as frost line protected piers under the chassis.

 

The stacked blocks that the unit actually sits on must not only be mortared, they must be attached with rebar to the footing and bolted and/or welded to the chassis frame, unless there is an alternate, site specific engineered design (which Hayman can provide).  The design must include protection against horizontal shearing forces and uplifting forces. This can require additional strapping between the stacked blocks. Finally, it means that this design must be stamped by a licensed professional engineer verifying that HUD requirements are met.

 

Ludlow Engineering provides these inspections and reports meeting the FHA and HUD requirements through their licensed Engineer.  Reports are ready immediately after inspection.

 

Some of the items that are inspected and verified are:

 

  • Site layout, drainage and flood-prone area identification.
  • Name, address and phone of home manufacturer.
  • Date of manufacture.
  • Date of foundation construction and type of foundation.
  • Building permit and inspection record.
  • Foundation size and tie down placement.
  • Applicable loads on the foundations.[1]

 

Ludlow Engineering has been in the building business for over 35 years.  We specialize in residential and commercial projects.  Ludlow Engineering is known for quality housing at a competitive price.  Located in Nephi, Utah – Centrally located in the State of Utah, we are able to travel to all areas within the State of Utah. Call for a quote or schedule your inspection today, 435-623-0897.

 


[1] http://www.paccrestinspections.com/hud-fha-foundation-inspections.htm

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Manufactured Home Inspections

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Manufactured Home Inspections

Here at Ludlow Engineering and Land Surveying we perform FHA Manufactured home foundation inspections.  These inspections are required when usually selling or buying a new manufactured home.   The best part of the service we offer, is our quick turn around of our service time.  Once we have a manufactured home contract, which usually falls around the $350.00 mark, we have the inspection and certified letter written and provided to your lender within 48-72 hours.  Very quick turn around for services needed at the time of a closing.  Call us today for more information.  Call (435) 623-0897.

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FHA Manufactured Home Inspections

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FHA Manufactured Home Inspections

Often Times we receive a phone call on manufactured home foundation inspections… I am glad to report that we do them and we do them for a great price.  Look below to learn more about our pricing and our location coverage.

Utah Inspections on Permanent Foundations Guide for Manufactured Housing are done by Ludlow Engineering and Land Surveying.

Located in Central Utah we are able to access most the the State of Utah for Foundation inspections.  We inspect the foundations of manufactured homes and give our professional opinion of the existing structure.

This process is estimated between $250-$450, depending upon the size and location of the home.  Our real sales point is this – Our firm guarantees that all of our observations and reports will be delivered within 48 hours or our clients receive a 20% discount.  We are that confident in our work and turn around time to accomplish this last minute requirement for house funding.

Call Now at 435.623.0897 for us to inspect your home today.  Again Call 435.623.0897

Sample of Wording found in Engineering Report

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FHA Foundation Inspection

We specialize in FHA Manufactured Home Foundation Inspections.  This process is really a simple one.  We are contacted and a scheduled visit is made and then a 1 hour inspection follows.  Once the inspection is completed we then follow-up with our letter of inspection of which we send yo your lending institution.

It is this easy!

Call today for a Manufactured Home Foundation Inspection at (435) 623-0897.

 

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Manufactured Home Foundation Inspections

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Manufactured Home Foundation Inspections

Here at Ludlow Engineering we specialize in providing the most affordable and user friendly manufactured home foundation inspections in the State of Utah.  Call Us Today for more information.

User-Friendly Manufactured Home Inspections

We are easy to contact and are also aware of the timeline that these projects usually fall under.  With that in mind, we move quickly and responsibly to finish the inspection in a user friendly way.  Call Us today.

Affordable Manufactured Home Inspections

Our services range from $250 – $400.00 in the State Of Utah.  This is the most affordable inspection found in the State.  Again we are aware of the process and understand that this line item is usually forgotten and therefore is limited in budget.  Call today for your manufactured home foundation inspection today.  Call (435) 623-0897.

 

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Need A FHA Manufactured Home Foundation Inspection

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Need A FHA Manufactured Home Foundation Inspection

If this is the case, then simply give us a call today.  We can visit the location in Utah and give you what you need to move your closing forward.  Call (435) 623-0897 for a FHA Manufactured Home Foundation Inspection today.

 

 

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FHA Foundation Inspection In Utah

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FHA Foundation Inspection In Utah

When buying a manufactured home or even selling one for that matter, requires a FHS Manufactured home inspection.  Le t us help… These inspections are usually the last items secured and often forgotten.  Call us today (435) 623-0897 for your inspection in Utah.

FHA Engineer’s Inspection and Certification

With the increasing popularity of the Reverse Mortgage loan product for those homeowners 62 and older, loan processors are dealing more and more with manufactured homes in their portfolios. Many seniors have chosen the manufactured home communities as a retirement refuge and the community and recreational atmosphere lend itself well to word-of-mouth referrals and the spreading the news about FHA and Reverse Mortgage Loans benefits. However, the manufactured home loan presents a new set of criteria for the loan officer and loan processor as well as the borrower so be prepared ahead of time. Certain criteria are absolutes:

1. The manufactured must be a HUD home, which means it must be manufactured after June 15, 1976. If there are metal plates at the rear of the home that begin with a three Alpha letters like CAL, ARZ, ORE, that’s usually a good sign. If the HUD label is missing, usually a label verification letter from the Institute for Building Technology and Safety (IBTS) which will give the provenance of the home will suffice. 2. The Manufactured homes and FHA Insured Loans is classified and taxed as real estate. A long term lease may also be acceptable in certain instances. 3. The axles and tongues must be removed. 4. The manufactured home must have an adequate perimeter enclosure with appropriate ventilation. 5. Must have a floor area of not less than 400 square feet 6. Built and remains on a permanent chassis 7. The finished grade elevation beneath the manufactured home shall be at or above the 100 year return frequency flood elevation. 8. The home must sit on a permanent foundation.

AND All foundation systems, new and existing, must meet the guidelines published in the HUD Permanent Foundations Guide for Manufactured Housing, (HUD-7584), dated September 1996. A certification attesting to compliance with this handbook must be obtained from a licensed professional engineer and included in the insuring file.

This last requirement can throw the loan processor into a quandary if they have never expedited a manufactured home transaction previously because this request will often show up at the 11th hour of loan closing. Nine times out of ten the appraisal report will show that the home is on a foundation system so the processor or loan officer won’t have alarm bells off of worry going off when they receive this condition. Unfortunately, the appraiser often simply determines “permanence” strictly on the basis that the tires and axles have been removed or some other vague set of standards, not on the basis of the foundation attachment.

The reason for this requirement is to establish a national standard of consistency amidst inconsistent state installation standards. While manufactured homes have standardized preemptive structural, plumbing, and electrical standards that need to be met before leaving the factory, installation standards vary from county to county, state to state. Additionally, manufactured homes are unique in that they can either be titled either as personal property (chattel) or real property. In some states the distinction between personal and real property is determined by the type of foundation and underpinnings that support the home. Since the individual jurisdictional requirements vary significantly, the Engineer Certification Letter helps to provide a standard for excellence. This is generally an underwriting requirement for all FHA insured loans, which also include Reverse Mortgages.

If an existing home is already on a foundation, an engineer can provide a certification attesting to the fact that the home meets the guidelines. If it does not meet the HUD guidelines, there are a variety of proprietary or approved engineered foundation Retrofitting systems in combination with the existing structural components. As in any industry, one size does not fit all in the engineering landscape and engineers that specialize in the manufactured home industry and the HUD inspection specifications are even rarer still. Because there are a vast array of proprietary products that have been introduced into the national marketplace, knowledge about these systems is also an additional benefit since these have all been pre-engineered and stamped delineating all of the system specifications. This also means if the foundation does not meet the FHA-insured criteria for a permanent foundation, the engineer does not need to re-invent the wheel with a repair recommendation—there are a plethora of products available for the retrofit contractor. Therefore finding the right combination of an engineer and contracting team that understands the FHA lending process so the engineering certification does not impair the loan lock timeline, is familiar with the availability of proprietary systems that can resolve the repair issues if they are necessary and are able to liaison with both lender and borrower to provide turn-key solutions.

On The Level http://www.onthelevelcontractors.com and Pacific Consulting Engineers collectively team to comprehensively resolve FHA-insured loan certification and foundation repair issues for the manufactured home borrower and lender.

Author Bio
ON THE LEVEL General Contractors (B & C 47 521400) is a family-owned company specializing in the maintenance and retrofitting of mobilehome and manufactured home understructures mobile home foundation.

Article Source: http://EzineArticles.com/?expert=Richard_Oliver

 

 

 

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Land Or Boundary Survey In Utah

There are many reasons for getting a land and boundary survey; check a few of them out below.

Basics Of A Land Survey Or Boundary Survey

Boundary Surveying | Land Survey | House Survey Equally land surveying and boundary surveying dates back again in ancient background to the Egyptians who …
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FHA Manufactured Home Inspections

Foundation Inspection Tips For Buyers and Sellers

Whether you’re buying or selling, the basis of your real-estate transaction depends heavily on the foundation of the home. Be prepared for the home inspection and buying/selling process with these tips:

Buyers

Read your Home Inspection report very carefully. Foundation settlement is a structural concern and can diminish the value of any home. If there is the slightest indication of a foundation issue, call a local, trusted foundation repair contractor for assistance. A reputable contractor will give you a fair and honest assessment of the property.

Examples of some of the warning statements in a home inspection report:

  • Some evidence of settling was observed.
  • Foundation movement may exceed FHA/VA standards.
  • Cracking of floor slab noted.
  • Cracks in brick/floor/wall/ceiling.
  • Fascia/trim separation.
  • Windows difficult to open.
  • Caulk separation at windows or doors.
  • Recommend contacting a foundation repair contractor.

Don’t be fooled by a Home Inspection report, which is typically written in more general terms and may occasionally gloss over foundation problems. Remember that the home inspector’s role is to report on the general conditions of a home not provide a structural report.

Sellers:

Here are some helpful things to remember:

  • A good foundation repair company can typically complete a repair within 1-2 days.
  • FHA/VA and conventional loan approvals are no problem when the foundation is properly repaired and backed up by a lifetime warranty (always check to see if your contractor offers a lifetime transferable warranty)
  • The best way to avoid last minute closing problems is to have the foundation inspected before you put the house on the market. A local foundation repair specialist will be happy to provide you with a no cost evaluation and assessment.
  • If you are owner financing the sale, you may sell the property without foundation repairs as long as you disclose what you know about the foundation. Homes that need foundation repairs generally sell at a discount far below the cost of repairs.

Since 2001, Edwin Moore has worked as a consultant for Mount Valley Foundation Services, which provides commercial and home foundation repair in South Carolina, North Carolina, and Georgia. Edwin holds a degree in Engineering Science and has worked with numerous Professional Geologists, learning how to understand soils. He became a South Carolina Licensed Residential Building Inspector in 1992 and has conducted over 2,000 home inspections. He has seen a lot of foundation failure and consulted on hundreds of repairs.

Call Mount Valley at 1-888-333-8819 for a free, no-obligation estima

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Modern Desert Mobile Home/ Manufactured House
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FHA Foundation Inspections

One of the requirements to purchase or sell a manufactured home, also known as a mobile home, is a HUD / FHA Foundation Inspection made by a Professional Engineer.

These inspections are done on-site by a professional engineer who analyzes the home and foundation setting.

Once the home is inspected, the engineer is required to write an Engineer’s letter as the findings of the foundation and the integrity of the foundation.

For your foundation estimate call today at Ludlow Engineering and Land Surveying, (435) 623-0897.

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