ALTA Survey In Utah
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Call Us Today for An Alta survey In Utah. We cover both large and small Alta surveys in the State of Utah and nationwide.
What is an ALTA survey?
ALTA stands for American Land Title Association. The ALTA is a group that represents the land title and title insurance industry. In addition to ALTA, the American Congress on Surveying and Mapping (ACSM) also accepts and conforms to ALTA survey conventions. An ALTA survey is a survey done in such a way that it conforms to ALTA standards. The good thing about this is that most surveyors know and understand this format – so once you get used to reading an ALTA survey you will be able to do it over and over again on subsequent transactions.
What does an ALTA survey contain?
Like any survey, an ALTA survey shows the physical characteristics of the property you are purchasing. The first thing an ALTA survey will give you is a description of the metes and bounds of the property. In other words, the survey will give you the actual description (longitude and latitude) of the property boundaries. Most buyers perform their own survey for due diligence to ensure that the property they are purchasing is the size they thought it was.
An ALTA survey also shows improvements on the property, rights of way on the property, as well as any easements granted by previous property owners. For land that you are considering developing, this is incredibly important. If you have an easement granted to the power company that goes straight through the middle of the property, it may be difficult, or impossible, to develop.
ALTA Survey and Title Insurance
An ALTA Survey and Title Insurance go hand in hand. You need to have a current title commitment before you can complete and ALTA survey. This initial title commitment will provide the initial description of the property.
The title company, however, will need the ALTA survey to be completed to finalize the transaction. When a land title company provides title insurance to you, they are guaranteeing you that there are not any unknown encumbrances on your property. To make that guarantee effectively the title insurance company
will use a survey to help delineate where the existing encumbrances, improvements, and easements are located.
ALTA survey is acceptable to lenders
One of the most important things about an ALTA survey is that it is approved by a host of different groups for use in transactions. That means that your financial partner will accept the information from an ALTA survey as accurate and can use it to help them determine the financing you will receive. This convention will save you money so that you do not have to conduct a special survey for each of the parties involved.
Listed below are the names of the cities in Utah, where we perform ALTA surveys. They are:
For many years the professionals at Ludlow Engineering and Land Surveying have been conducting Alta Surveys all over the state of Utah. We have the knowledge and expertise to provide you with an Alta Survey that will give you all of the information pertinent to your land. Trust the experts and give us a call today!