Tag Archives: Crawl Space

FHA Manufactured Foundation Inspections

Modern Transportable House

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Utah Inspections on Permanent Foundations Guide for Manufactured Housing are done by Ludlow Engineering and Land Surveying.

Located in Central Utah we are able to access most the the State of Utah for Foundation inspections.  We inspect the foundations of manufactured homes and give our professional opinion of the existing structure.

This process is estimated between $250-$450, depending upon the size and location of the home.  Our real sales point is this – Our firm guarantees that all of our observations and reports will be delivered within 48 hours or our clients receive a 20% discount.  We are that confident in our work and turn around time to accomplish this last minute requirement for house funding.

Call Now at 435.623.0897 for us to inspect your home today.  Again Call 435.623.0897

Sample of Wording found in Engineering Report

November 5, 2009

Dear

It is understood and agreed that this inspection & evaluation by Ludlow Engineering is of readily accessible areas of the building and is limited to visual observation and apparent conditions existing at the time of the inspection.  This report is not intended and should not be considered as a certification and/or guarantee of the work performed.

Based on your request, this inspection was made on November 5, 2009 to check the integrity and status of the structural foundation system.

The manufactured home was rectangular in shape, measuring approximately 27’-0” x 41’-10”.  It is supported along its entire perimeter by an 8” concrete foundation wall.  Looking through the crawl space, the home was supported at the underside by (4) steel I-beams running the length of the building.  Steel Jacks support the I-beams at approximately 5 feet o.c.

During our observation, steel hold-down straps were inspected and appear to have been installed according to minimum standard requirements.  Said Straps are tied to the I-beams and a concrete block.  The footings that supported the jacks appeared to be adequate in size.

During the inspection, it was noted that a covered patio was installed.  The covered patio was constructed with a post and beam system.  The roof has been attached to the existing home.  The covered patio is approximately 8’-5”x 36’-10”.  The tributary width that is supported by the home is 4’-3”.  The rest of the load is transferred to the ground by columns and placed on a footing system under the concrete patio.  I inspected the inside of the home and did not view any stress on the home due to the additional load.  It appears the home is stable.  It is our opinion, that the cover patio has not affected the structural stability of the home.

The residence’s foundation system appears to be in satisfactory condition with no sign of stress and meets minimum building standard requirements, including Permanent Foundations Guide for Manufactured Housing published in September 1996 and Mona City building requirements.

If we can be of any further assistance, please feel free to contact us.

Sincerely,

LUDLOW ENGINEERING

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Ludlow Engineering Provides Elevation Certificates

Federal Emergency Management Agency

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Ludlow Engineering Provides Elevation Certificates

Below we have listed what an Elevation Certification is all about:

Insurance Continuing Education – Building Elevation Information

BUILDING ELEVATION INFORMATION (SURVEY REQUIRED)

The responsibility of providing a number of elevations based on the building type selected is that of the surveyor, engineer, or architect.  From these elevations gathered, the agent is required to determine the lowest floor for rating flood insurance.

The surveyor, engineer or architect should complete Section C, but if it is left blank, the agent should contact the responsible person who completed the form and the insurance company underwriter with any questions.

Elevations of machinery and equipment servicing the building (water heater, furnace, air conditioner, etc) must be provided, regardless of its location, whether inside or outside of the building, elevated on platform or not elevated.

Where the surveyor, engineer or architect cannot access the crawl space, an estimate on item C2 may be left blank and the estimated measurements entered on the comments section (Section D).

Elevations in Section E are based on feet, except in Puerto Rico, where it is metric and the agent must convert any readings to feet.

SURVEYOR, ENGINEER OR ARCHITECT CERTIFICATION

Section D is the certification of the surveyor, engineer or architect that the information provided by them is correct and their signature and identification number are required—in some states, a seal may be required.

BUILDING ELEVATION INFORMATION, ZONE AO AND ZONE A (WITHOUT BFE)

Section E – The difference between the highest and lowest elevation grade are required.  For the designated Zones, the property owner or his representative may completed Sections A, B & E.

PROPERTY OWNER OR REPRESENTATIVE CERTIFICATION

Address and other contact information about the property owner are requested in Section F.  The party completing Sections A, B, C and E must complete this section also.

COMMUNITY INFORMATION

The local official authorized to administer the community’s floodplain management ordinance may transfer elevation information found on existing documentation—such as from an older elevation certification form or surveyor letterhead—to Section C, and then certify this information by completing Section G.  A statement advising FEMA of this transfer of information must be made in the comment section of the EC.  Section G may also be used to certify Item E4.

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Manufactured Home Hud Inspection

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Manufactured Home Hud Foundation Inspection

Are you looking to purchase a manufactured “mobile” home and finance it with a FHA loan? Are you looking to refinance your current loan with an FHA loan? If you are, then the foundation of your home will have to be reviewed by a licensed structural engineer to ensure that is complies with HUD requirements dictated by HUD Handbook 4930.3 entitled, “Permanent Foundations Guide for Manufactured Housing” and as updated per the Housing and Economic Recovery Act of 2008 (enacted July 30, 2008). New homes must meet the requirements of HUD Handbook 4145.1, REV-2, CHG-1 entitled, “Architectural Processing and Inspections for Home Mortgage Insurance” and reported using form HUD-92051 entitled, “Compliance Inspection Report”.

The foundation requirements posted by HUD are often times more stringent than those required by the local building code. The intent of these requirements is to make your home safe by increasing it’s ability to withstand strong winds and earthquakes, more resistant to moisture problems and enhanced bearing strength to reduce the possibility for foundation settlement.

Below is a list of the basic HUD foundation requirements:

• Poured concrete footings or approved engineered foundations must support the piers.
• If using concrete blocks (CMU) as piers, then the piers must be either laid in Portland cement mortar or dry-stacked and coated with a fiber reinforced surface bonding cement. Steel jack stands are an approved pier substitute provided they are designed and sealed by a licensed engineer.
• The chassis must be anchored to the footings (screw-in earth anchors are not allowed).
• Enclose the foundation with a durable skirting. As of May 21, 2009, vinyl or metal skirting materials are allowed.
• Provide adequate ventilation in the crawl space area. 1 square foot of net free area per 150 square feet of crawl space floor area is required around the perimeter of the home.
• The ground underneath the home must be covered with a 6mil minimum thickness polyethylene vapor barrier.
• All equipment used to transport the home (tongues, axles and wheels) must be removed from the site.
• All utilities must be permanently installed.

As you can see, the requirements are more stringent than those required by most building codes. I recommend contacting your local licensed structural engineer who can assist you with determining your home’s compliance and what steps, if any, are required to upgrade the foundation of your home.

Contributing companies:

Structural Innovations Engineering & Consulting, PC
201 North Tryon St
Charlotte, NC 28202
704.488.2439

http://www.structural-innovations.com

Structured Solutions, Inc
PO Box 596
Harrisburg, NC 28075
704.264.6561

http://www.structured-solutions-inc.com

Jon is an accomplished licensed structural engineer in CA, NC, GA and various other states. Should you have any questions, please do not hesitate to contact Jon at info@structural-innovations.com.

Article Source: http://EzineArticles.com/?expert=Jon_R_Vandergrift

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